Why your website could be your biggest compliance risk
Every banner, offer or wording change on a website can create a fresh financial promotion. Where the risk sits, what the FCA expects, and the approvals that catch problems before publication.
Expert updates
Commentary on regulatory change from our compliance team - what has happened, and what it means for firms.
The FCA is cracking down on financial promotions - many are not ready
Promoting finance is regulated activity, not just marketing. This covers why FCA scrutiny has tightened, the five areas where businesses most often fall short, and what happens when they do.
FCA closes 1,600 scam websites: what it means for you
The FCA's 2024 enforcement figures show over 1,600 unauthorised websites removed, nearly 20,000 non-compliant promotions withdrawn or amended, and action against unauthorised finfluencers.
Landmark court ruling disrupts the car finance industry
The Court of Appeal found that motor dealers offering finance must disclose commissions to obtain fully informed consent, with immediate consequences for lenders, brokers and dealerships.
FCA authorisation for car finance
Offering finance on the forecourt requires the right FCA permissions. This covers limited permission credit broking, debt adjusting and debt counselling, applying, and staying compliant afterwards.
Compliance collaboration in motor finance
Effective compliance in motor finance needs more than each firm meeting its own obligations. Six practices for aligning lenders, brokers and dealers across a shared process.
Navigating regulatory changes in motor finance
Recent regulatory change in motor finance centres on Consumer Duty, vulnerable customer protection and tighter credit assessments. What each means for lenders, brokers and dealers.
The role of dealers in compliance: responsibilities in motor finance
Consumer Duty places obligations on motor dealers, not just lenders. This covers what dealers must do on transparency, fair treatment and service quality, and the practical steps to get there.
Understanding Consumer Duty in motor finance
Consumer Duty requires firms to act to deliver good outcomes for customers. What that means across lenders, brokers and dealers, and the four areas where implementation actually happens.
Car dealers just want to sell cars
Six weeks into the job, a reflection on what compliance support actually does for motor dealers - and why the best outcome is a dealer who barely has to think about the FCA.
Sugar and spice, the FCA are not always nice
Getting authorised is the beginning, not the end. A look at the ongoing obligations that follow FCA approval and what it takes to stay on top of them.
Klassify declassified
Taking over the development of a dealer compliance system, finding out why nobody was using it, and building the test drive app that changed how dealers started the sales process.